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Alternatives to Social Security for retirement cash flow


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Alternatives to Social Security that provide income in retirement

There are several ways to generate income or cash flow in retirement; some are completely overlooked…

Other Stories:

  • New York issues letter to those originating co-op reverse mortgages 

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Editor in Chief:
As a prominent commentator and Editor in Chief at, Shannon Hicks has played a pivotal role in reshaping the conversation around reverse mortgages. His unique perspectives and deep understanding of the industry have not only educated countless readers but has also contributed to introducing practical strategies utilizing housing wealth with a reverse mortgage.
Shannon’s journey into the world of reverse mortgages began in 2002 as an originator and his prior work in the financial services industry. Shannon has been covering reverse mortgage news stories since 2008 when he launched the podcast HECMWorld Weekly. Later, in 2010 he began producing the weekly video series The Industry Leader Update and Friday’s Food for Thought.
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1 Comment

  1. Social Security Retirement Benefits are NOT simply income. It never has been nor will it ever be under its current structure. Distribution are composed of three elements:

    1) post income tax dollars contributed by the individual earning the relate compensation,

    a) for an employee the employer’s (but generally employers’) contributions and/or
    b) if self employed, the income tax deductible portion of the Self Employment Tax, and

    3) earnings on all funds collected for the compensation earner.

    Thus it can be seen that one portion [i.e., (1) above] is a return of invested capital and the other income [composed of the addition of (2) and (3) above].

    On the other hand, your paycheck is generally pure income.

    Most of us seniors are not so financially naïve that we believe a lowered housing costs are income. The lowered amounts simply means we can keep those cost savings in our checking and other cash accounts.

    Financial writers always look silly trying to “dumby” down cash inflow and outflow into one word, income. AOL has some of the worst financial writers in the financial publishing community.

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