If you don’t know by now FHA has signaled their intent to suspend the Standard Fixed Rate HECM by the end of January. The key word is suspend not eliminate. Any massive industry change that effects our business can lead to a variety of symptoms: fear, helplessness, anger, sadness or paralysis. That is to be expected. The question is how can we as individuals overcome our state of shock. Now here are a few things you may find constructive #1- Acceptance. We cannot move the hand of the Senate or FHA singlehandedly. These changes while not welcomed by most are necessary to insure the program continues to serve the needs of future borrowers and provide a venue for you the reverse mortgage professional. #2- Network more than ever.