HECM industry outlook »

FHA Commish speaks out on HECM Fix

FHA Commish speaks out on HECM Fix

Shannon Hicks July 15, 2018 12

FHA Commissioner doing ‘deep dive’ to isolate source of HECM losses The following commentary does not represent the official position of Reverse Focus, Inc.   Last October just days after the agency enacted substantial

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HECM declines: A new approach needed

HECM declines: A new approach needed

Shannon Hicks July 8, 2018 15

Fees, lending ratios (PLFs), and market growth The following commentary does not represent the official position of Reverse Focus, Inc. You don’t have to the read industry blogs to know that reverse mortgage volumes

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Stability, Marketshare & Appreciation

Stability, Marketshare & Appreciation

Shannon Hicks July 1, 2018 4

Fees, lending ratios (PLFs), and market growth The following commentary does not represent the official position of Reverse Focus, Inc. Since the housing and economic crash nearly 10 years ago our industry has valiantly

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A Better Way to Manage HECM Risk & Accessibility?

A Better Way to Manage HECM Risk & Accessibility?

Shannon Hicks June 24, 2018 0

What is the biggest risk to the HECM? It may be hiding in plain sight

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A Time for Measured Optimism?

A Time for Measured Optimism?

Shannon Hicks June 10, 2018 3

Despite challenges there is reason for measured optimism If you’ve been originating reverse mortgages for longer than a few weeks or paying attention to recent developments you’ve probably felt the impact of our collective

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The Year in Review

The Year in Review

Shannon Hicks January 5, 2018 0

A look back at the stories of 2017 that shaped the reverse mortgage industry

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The Real-Life Impacts of the HECM Overhaul

The Real-Life Impacts of the HECM Overhaul

Shannon Hicks October 13, 2017 8

Beyond absorbing the recent HECM overhaul with it’s lower lending ratios, reduced interest rate floor, and a higher upfront FHA insurance premium should prompt two crucial questions- how will this impact my potential borrowers?

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Do We Have It All Wrong?

Do We Have It All Wrong?

Shannon Hicks July 31, 2017 5

There’s a Silver Lining in HECM Endorsements That is Overlooked The chorus of dismay from reverse mortgage professionals lamenting declining reverse mortgage loan numbers began after the Great Recession and continues through today. Consequently,

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